"Money is like a carpenter's saw. It can build you the most beautiful financial castle or it can cut you up in a thousand financial pieces. You must learn to use it wisely in order to benefit from it."
- W. Steve Albrecht

Credit Scores and Mortgages

A credit score is also called a "risk score." Do you know why? Here you will find resources about credit scores: Why do we have credit scores? What's a good credit score? How do I improve my credit score?

Buying a home can be intimidating. You can use these resources to find out more about finding a good mortgage, how to prepare for a home purchase, and good things to know about homes before shopping for one.

Websites:

Uniform Residential Loan Application (239 Kb)

Have you ever seen a loan application before? Most of the time bankers and creditors take care of this form for you. However, it is filled with lots of personal information. Understanding what is on a loan application can better help you understand what your getting into.

Church Articles:

"Before You Lose It All " (128 Kb)

A talk given by Jerry Mason in the July 2007 Ensign.

"Understanding Interest On Debt " (153 Kb)

A talk given by Scott Nash in the September 1997 Ensign.

"The Responsibility for Welfare Rests with Me and My Family " (150 Kb)

A talk given by President James E. Faust in May 1986 Ensign.

Brethren Quotes (17 Kb)

Quotes from the brethren