|CLASS CODE:||HFED 340||CREDITS: 3|
|DIVISION:||EDUCATION & HUMAN DEVELOPMENT|
|DEPARTMENT:||HOME & FAMILY EDUCATION|
|GENERAL EDUCATION:||This course does not fulfill a General Education requirement.|
|DESCRIPTION:||Financial concepts of direct concern to the individual or family. Budgeting, financial institutions and services, consumer buying, use and control of credit, financial records, buying and selling homes, insurance, and basic investments will be discussed.|
|TAUGHT:||Fall, Winter, Summer|
|CONTENT AND TOPICS:||LDS philosophy of money, career planning, goals, wants vs. needs, budgeting, budget systems, marriage and money, retirement savings, savings accounts, checking accounts, bank statements, credit, credit bureau reports, revolving credit, installment credit, credit problems, bankruptcy, financial records, buying a home, mortgages, closing costs, selling a home, auto, property, health and life insurance, retirement, investing.|
|GOALS AND OBJECTIVES:||1. Set up and implement a monthly budget.
2. Identify information needed to make wise consumer decisions.
3. Identify principles relating to: budgeting, credit, checking and savings accounts, record keeping, buying and selling a home, estate planning, consumer buying, insurance, and investing.
|REQUIREMENTS:||Budget assignment; Class Presentation; Web site evaluations; Exams and quizzes; Final exam|
|EFFECTIVE DATE:||August 2003|